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Master in Digital Marketing & Communication

ING Direct  > offerta di lavoro n. 236780

immagine: lavoro con ING Direct

Retail Credit Risk Specialist Regulatory


Assunzione alle dipendenze

Tempo indeterminato

regime orario
Full time

luogo di lavoro
IT Lombardia, Milano

area professionale
Banking, Insurance

livello professionale

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Descrizione della posizione

Reporting to the Head of Credit Risk Retail, the resource is a member of a team of retail credit risk specialists.

The Retail credit risk team covers the full area of lending to retail customers based on portfolio approach acting as 2 Line of Defense.
The responsibility of the team ranges from underwriting, portfolio management and reporting, designing collection processes and strategy to risk costs and RWA optimization and forecasting and supporting regulatory models development and monitoring (e.g. IRBA and SA, IFRS9, etc). ING Bank Italy portfolio constitutes of Residential Mortgages, Credit Cards, Overdrafts, Personal Loans (PL) and Cessione del Quinto (CQS).

He/She will be specifically focused on regulatory initiatives supporting IRB and IFRS9 models redevelopment, monitoring and validation activities and Standardized Parameters backtesting while entertaining a transparent and responsible dialogue with all different stakeholders involved.

Key responsibilities

• Actively collaborate in the development of new regulatory models (e.g. PD, LGD, IFRS9, etc)
• Support monitoring and validation activities of regulatory models
• Support Standardized parameters backtesting activities (e.g. PD and LGD)
• Effectively manage relation with relevant stakeholders locally and in Head Office
• Actively cooperate to build up a network among other ING units globally


• Hold a degree in Finance or Statistics or Economics or Engineering
• Advance Knowledge of SAS Base
• 5+ years of relevant and thorough experience in the retail credit risk banking sector
• Good knowledge ECB regulation framework, among others IFRS9, Definition of Default, NPL guidelines and Basel 4
• Ability to analyse, interpret and elaborate data (quantitative analytical skills)
• Project Management skills and Agile methodology knowledge is a plus
• Fluent in English

Our preferred candidate has

• Knowledge of SAS, Python or other programming languages
• Strong sense of accountability: delivers on promises, takes ownership
• Out-of-the box thinker
• Problem solver and entrepreneurial
• Drive for results
• Effective and open communication skills
• Enthusiast team player

Type of contract: permanent – full time


La presente inserzione è pubblicata allo scopo esclusivo di raccogliere candidature in relazione ad opportunità di lavoro o formazione effettivamente esistenti presso la nostra azienda o presso società controllate o partecipate. È pertanto esclusa qualsiasi finalità di intermediazione. La ricerca è rivolta a candidati di entrambi i sessi (L.903/77). I dati saranno trattati ai sensi del Regolamento UE 2016/679.
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